As we see the mortgage rates continue to climb, we know people are starting to assume the worst about the housing market. However, there are plenty of differences between today’s market and the housing bubble of 2008. Our team of real estate experts here at The Roxburgh Group have broken down what we are facing today and how we don’t
Let’s paint a picture. You’ve just finished a mighty game of Tetris with the moving van, the family waves goodbye to a house once-called home, and you’ve all settled in for an 8-hour car drive. It’s official! You’re moving out of state. Moving can be a stressful time, but relocating from one state to another requires quite the leap of
‘Granny Pods’ are a housing trend on the rise and one we absolutely love! When family members get older, you are often stuck making a tough choice. If taking care of them on your own seems too overwhelming, a senior facility can be a great option. However some of families want to keep their aging relatives close, but don’t have
Congratulations! You’ve found a home to buy and have applied for a mortgage! You are undoubtedly excited about the opportunity to decorate your new home! But before you make any big purchases, move any money around, or make any big-time life changes, consult your loan officer. They will be able to tell you how your decision will impact your home
Deciding to stop renting and buy a home is a major life decision, and not one to be taken lightly. When taking that final step and pursuing home ownership, there are a number of upside you may not have considered previously. 1. Stable Monthly Payments Most home owners with obtain a fixed rate mortgage which comes with stable monthly payments. One
With the recent Utah earthquakes, animal shelters have an urgent reminder to pet owners to get their pets ready in case an earthquake hits close to home. The Humane Society of Utah says over 60 percent of Utahns are pet owners. One thing you can do right away is make sure your pets’ ID is up to date. Another idea before the
We are headed into Spring and that means only one thing – more houses are coming onto market every day and eager buyers are searching for their dream home. That means that setting the right price for your house is one of the most important things you can do. According to CoreLogic’s latest Home Price Index, home values have risen at over 6% a
Does the thought of tax season make you break out in hives? Fear no more! Dave Ramsey’s easy, step-by-step guide will help you prepare your taxes without even breaking a sweat! Most people dread this time of year because of all the filing and paperwork involved with taxes. Thankfully, it doesn’t have to be that way! Preparing your taxes can actually
With just a little love and care, your plants can thrive despite the chill in the air. It isn’t just you — your houseplants really do look worse in winter. Blame it on dry air, shorter days, changing light patterns, cold drafts — and the fact that some plants go nearly dormant in winter anyway, even in their own habitat. These
Down payment assistance is a hot topic in the mortgage industry right now, especially for first-time home buyers who struggle to provide a 20% down payment. Although a 20% down payment is not required, there are advantages to putting such a large amount down. Shared equity programs are an emerging resource in the mortgage market that help home buyers reach the