Financial
Renting vs. Buying a House: Should You Become a Homeowner?
To buy or not to buy? At The Roxburgh Group, we know it’s the question that’s always on a renter’s mind. So, what’s the real difference between the two—and how do you know when you’re ready to make that financial leap? Let’s dive into the numbers of renting vs. buying to see if homeownership is the right path for you.
New Builds 101: Your Complete Guide to New Home Construction
Welcome to The Roxburgh Group’s New Build 101—your go-to guide for navigating the exciting world of new construction. Whether you’re a first-time buyer or a homeowner looking to upgrade to the custom home of your dreams, understanding the latest trends and updates in the new build market is crucial. In this quick read, we’ll help you explore recent stats for
America is Running Out of Homeowners Insurance
The cost of insuring a home is rising – here’s what you can do about it It’s becoming harder and insanely expensive to insure a home in America. With once-typical weather events growing more destructive, insurance giants have continued to increase their policy premiums. Some have even abandoned entire states, leaving residents fewer and costlier choices to protect against catastrophes.
Protect Your Assets: The Benefits of Setting up a Trust
While there’s no harm in living in the moment, planning your finances ahead of time will be beneficial in the long run—especially estate planning. Do you know what will happen to your assets after you pass away? It can be a long and painful process if handled incorrectly, so that’s why The Roxburgh Group is here to help you keep
Why You Shouldn’t Expect a Housing Crash in 2023
As we see the mortgage rates continue to climb, we know people are starting to assume the worst about the housing market. However, there are plenty of differences between today’s market and the housing bubble of 2008. Our team of real estate experts here at The Roxburgh Group have broken down what we are facing today and how we don’t
5 Ways to Beat Your Budget
Do you have financial goals but don’t know where to start? Setting a budget is the first step to the stairwell of financial success. However, many people will create a budget and fail to stick to the parameters they’ve made. So much for a budget, right? Well, if you find it difficult to stick to your dedicated budget, consider these
What to Avoid Once You’ve Applied for a Mortgage
Congratulations! You’ve found a home to buy and have applied for a mortgage! You are undoubtedly excited about the opportunity to decorate your new home! But before you make any big purchases, move any money around, or make any big-time life changes, consult your loan officer. They will be able to tell you how your decision will impact your home
How to Prepare for Tax Season
Does the thought of tax season make you break out in hives? Fear no more! Dave Ramsey’s easy, step-by-step guide will help you prepare your taxes without even breaking a sweat! Most people dread this time of year because of all the filing and paperwork involved with taxes. Thankfully, it doesn’t have to be that way! Preparing your taxes can actually
Shared Equity Programs – Helping Buyers Put Down 20%
Down payment assistance is a hot topic in the mortgage industry right now, especially for first-time home buyers who struggle to provide a 20% down payment. Although a 20% down payment is not required, there are advantages to putting such a large amount down. Shared equity programs are an emerging resource in the mortgage market that help home buyers reach the
How Does the Tax Reform Effect YOU in 2019?
Just when you were starting to get comfortable with your annual chore of tax filing, things changed. The 2018 tax reform bill hit the scene. Over the past year, you’ve heard about updates ranging from tax rates to deductions . . . and your head is spinning. Not that you’ve ever loved tax season (who does?), but now you’re really dreading it.
